A couple of months ago, I unexpectedly received a letter from an insurance company on behalf of Halifax Building Society.
Unexpected because I’m not a Halifax customer (haven’t been for over 10 years) and unexpected, because the letter was addressed to both to me and my ex.
The letter was with reference to a mortgage protection plan that we paid into a long time ago and claimed that we could be due a premium refund on the policy! Really?
Mis-sold PPI blah blah blah
The past couple of years, I’ve been plagued by phone calls, email spam, spam letters, spam texts, all wanting to help me claim money back on mis-sold PPI (Payment Protection Insurance). I’ve tended to ignore them (occasionally was a bit rude to the people on the phone as I hate cold callers…)
The only such plan that I’d paid into was the mortgage protection plan and I didn’t believe it was mis-sold because I knew what we were paying for and it ‘did what it said on the tin’, in that when the ex was made redundant, we made a claim and the policy covered the mortgage in full for over 12 months, which totalled several thousands of pounds, a lot more than what we paid in premiums.
Anyway, I duly provided proof of identity in response to the letter and received a cheque for…
Ah well, just as well I was more intrigued than excited about what I was going to get, haha!
And just as well that I still have access to an old joint bank account so I can bank the cheque and then put it towards my savings!
Keep calm and keep investing!
[image from claimspower.co.uk]