Another Premium Bond Win and O.O.O

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prembonds

Another February, another premium bond win!

I only won £25 but by massive coincidence(?), I also won this time last year.

I’ve now won £100 in just 12 months, with only a very small premium bond holding of £2,250, beating the oft quoted 1.35% “return”.

Despite recent articles like these talking about premium bonds being ‘bad investments’, I continue to buy a few more bonds each month.  And I actually agree, they are rubbish investments but I see the bonds as the ‘cash under my mattress’ so to speak (except actual cash under my mattress isn’t ever going to win anything!), not as investments – my investments are in shares, index trackers, investment trusts and p2p lending.

Anyway, I think I’ll chuck my winnings at my recently depleted emergency fund.

Out Of Office

The big holiday that I’ve been putting money aside for has finally come round, so I won’t be about for a few weeks. Funnily enough, I don’t feel like I’m ready for a holiday as I don’t normally go away so early in the year (not jaded enough from work, haha!) but I’m really looking forward to catching up with the family and trying new things in a country I’ve never visited before.

I don’t have any blog posts scheduled so will do some catch-up ones when I get back.

Hope you all have a great February – see you in March! 🙂

11 thoughts on “Another Premium Bond Win and O.O.O”

  1. I have some premium bonds to check up on which are so old I only have paper certificates for them. I didn’t even know I owned them until my Mum gave me them a while ago! I need to fill out a form to find out about them, it would be exciting if there’d been a win (though unlikely as the total amount is very low)!

    Have a super holiday Weenie, I look forward to reading your catch-up posts on your return…

    • Hi OR
      If you know what your premium bond Holder’s Number is, I think you can check online for unclaimed prizes. Good luck!

      Thanks for the kind wishes and for stopping by.

  2. Have a great time on holiday! Have just caught up with your blog for the last few weeks. I’ve been rather busy, for obvious reasons! Looking forward to doing another catch up when you get back

    Cheers!

    • Thanks M – congratulations and hope all’s well with you and the newest member of your family, whom I’m sure (knowing you), has already got a Junior SIPP and JISA sorted out 😉 Yep, look forward to catching up soon!

  3. Both my wife and I had wins on the lottery this week. Me, £25 on the standard one, she £6 on the Euro millions. Like ERNIE, you gotta be in it to win it! Have a great holiday.

  5. Hi Weenie,
    Congrats on your win – you seem to be doing far better in the PB stakes than me (and I have a larger holding!) – but like you I see this as a cash reserve / emergency fund, so it doesnt bother me, more importantly its tax free!

    Have an absolutely fantastic holiday, put your feet up, enjoy and relax!
    London Rob

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