No idea where this month went – I had one weekend away (cocktails are never a good idea!) and that’s pretty much it. No progress on the kitchen so it’s still only half done, but at least I can cook now so the poor diet from previous months has improved. Hopefully, all will be completed by the end of this month.
So, how much of my net salary did I save this month?
I saved 37.5%. An improvement on last month but not by much. I think this is going to be as good as it gets, especially with the more ‘expensive months’ coming up.
My average for the year has now dropped to 45.4%. I’m not going to reach my target but I think I’ll be happy if I can keep it above 40%.
The above savings includes £200 matched betting profits, £7.50 from TopCashback*, £50 rent received and £93.57 affiliate income from OddsMonkey (thank you to all those who joined via my link – much appreciated!).
Shares and Investment Trusts
Nothing new was purchased, I just topped up existing holdings.
Current share/IT portfolio can be found here.
(Entire portfolio here)
Markets were a little volatile, which caused my Future Fund to drop slightly in value, despite the extra capital added. It now stands at £124,961. Just a small step backwards but I’m still slowly plodding on towards my next big milestone!
Dividends and Other Income
Dividends received this month (which will be reinvested):
Another solid month of dividends, with the income received totalling £192.67.
Total dividend income this year now stands at £1,401.86, and looking at what’s going to come in next month, I should be hitting my goal with time to spare – nice! 🙂
Here’s how things look in the graph:
Matched Betting (MB)
As mentioned in previous updates, some of the accumulator (acca) offers which made me consistent profits previously are no longer available. This month, I took the plunge and dived into a load of ‘no lay’ accas. As these are hit and miss (ie no guarantee of profit), I also mixed in a few ‘lock-in guarantee’ accas to soften the blow for any run of losses of the no lays. At first, it was hard to take in the losses but I ended up having a lucky run and quite a few of my accas won. I’m still not 100% comfortable with them, since there will be some months where I may well be ‘unlucky’ but let’s say I am warming to them!
The good run on accas pushed my profits for this month up to £819.67, which means I have smashed my MB goal for the year – my total now stands at £4,320! I’m really chuffed about this because after the rubbish summer months, I wasn’t sure I was going to get even close to my goal. All my MB is from football and horse racing offers only.
The matched betting guide I subscribe to is OddsMonkey*. It’s a nifty little website for beginners and experienced matched bettors alike – for beginners, there are plenty of tutorials which provide you with step-by-step guides on how to make profits and to work through special offers. They also offer one-to-one sessions for those who need a little more help. OddsMonkey offers quality tools including the Each Way Matcher, Extra Place Matcher, Dutch Finder, Racing Matcher and Acca Matcher, plus they’ve just introduced Profit Tracker, a new tool to help you keep tabs of your winnings. There’s also a friendly forum for you to ask questions. Anyway, you can try it out for free*.
Here’s how things look:
One down, five to go!
I squeezed in a non-fiction book (which was also a library book!) so will do a little review at some point.
I should hit my charity goal very soon so will do an update on that too.
How was September for you?