Another blur of a month, not one of my favourites with the beginning of winter and the dark mornings/evenings.
A new member to the team at work has kept me extra busy but in a good way. I can’t believe I’ve been at the company for 6 months already – time evidently flying while I’m having fun…
Still no progress on the kitchen – I’m facing a real possibility of it not being completed before the end of the year!
Anyway, how much of my net salary did I save this month?
I saved 37.8%. Surprisingly a slight improvement on last month but not by much. With Christmas shopping in my sights (at some point very soon), it’s not going to really get any higher than this.
My average for the year has now dropped to 44.6%. I’m not going to reach my target but will be satisfied with it above 40%.
The above savings includes £575 matched betting profits (which includes the purchase of some shares in BrewDog* as mentioned in a recent post) and £98.05 affiliate income from OddsMonkey (thank you to all those who joined via my link – much appreciated!).
Shares and Investment Trusts
I sold my De La Rue shares to take 53% profit (including dividends received over the three years I’ve held the stock).
I don’t usually sell any of my shares, mainly because my strategy is to buy and hold, but as I want to simplify my portfolio, I’m selling off stocks off bit by bit and reinvesting the profits.
The funds from this sale will be added to my usual monthly capital to top up one of my existing ITs.
Current share/IT portfolio can be found here.
(Entire portfolio here)
Markets were on the up this month, boosting my Future Fund, which now stands at £129,187. Another step towards my next big milestone!
Dividends and Other Income
Dividends received this month:
A great month of dividends totalling £303.18, the second highest received this year!
This bumper amount means that I have hit my target with two months to go, the total standing at £1,705.43 – yay! It’s looking like I might even reach £2k by the end of the year – wow! 🙂
Here’s how things look in the graph:
Matched Betting (MB)
Whilst September was a very good month for MB, October was a bit of a disaster. My winning streak on the no lay accumulators (accas) turned into a losing streak and at one point, I found myself staring at an overall MB loss of around -£400!
I was tempted to call it a day on those accas but doggedly persevered and managed to string some wins together over the weekend. Those, along with my usual MB (other football and horse racing offers) meant that I made a profit in the end of £90.53. I’d normally be disappointed with such low profit but on this occasion, I was just relieved to make any profit! Total profit made for the year now stands at £4,410.
For those interested in stats, last month, I did 36 no lays, which resulted in a 44% win rate, 25% loss rate (16 wins, 9 losses, 11 acca insurance) leading to an acca profit of around £650. This month, I did 60 no lays, which resulted in a 13% win rate, 47% loss rate (8 wins, 28 losses, 24 acca insurance) resulting in an acca loss of around £150.
Did it take a lot of time to do those 60 no lays? Not really, I just did an occasional half-hour of MB in the evening and perhaps a total of around 3 hours across Saturday and Sunday.
The no lay acca strategy is a long-term (and slightly risky) one but despite the bad run, I’m going to continue to do them for now. However, I think I will be more careful about duplicate legs across different accas (I’ve been sloppy and this is a killer when the team loses and affects several accas). I will also avoid including the team I support (Liverpool) in ANY of my no lay accas – there’s just too much pressure to win and the team still can’t defend for toffee!
Anyone else do no lay accas and if so, how are you getting on with them?
Note that there are plenty of folk who do MB who don’t touch accas at all but who still make regular profits from other offers.
The matched betting guide I subscribe to is OddsMonkey*. It’s a nifty little website for beginners and experienced matched bettors alike – for beginners, there are plenty of tutorials which provide you with step-by-step guides on how to make profits and to work through special offers. They also offer one-to-one sessions for those who need a little more help. OddsMonkey offers quality tools including the Each Way Matcher, Extra Place Matcher, Dutch Finder, Racing Matcher and Acca Matcher. There’s also a friendly forum for you to ask questions. Anyway, check out the free trial*.
Here’s how things look:
Three down, three to go!
Phew – bit of a long update this one, time for a cuppa tea methinks!