So I celebrated 5 years of blogging and I’ve been blown away by all the wonderful comments – thank you very much for all your support! 🙂
Anyway, it’s been a blur of a month, one which saw me working some late nights, binge-watching seasons 2 & 3 of ‘The Expanse’ and also enjoying a few social outings, including meeting up with fellow FIRE wannabees in Manchester.
One piece of good news at work was that I received a partial bonus, so how did that affect my savings this month?
I decided to chuck the whole bonus into my ISA so I ended up saving 64%.
There’s no way I can max my ISA (I’ve only ever done this once before) and with a few days to go in the tax year, I’m trying to work out how much of my emergency and matched betting funds I can safely shift over, without leaving me short.
The above savings includes top ups from my £25 premium bond win, £14.35 from TopCashback*, £100 matched betting profit (from last month) and £87.59 affiliate income from OddsMonkey (thank you to all who signed up via my links!).
Shares and Investment Trusts
No new investments, just added to existing ones.
Current share/IT portfolio can be found here.
(Entire portfolio here)
I guess the markets are still going up as my Future Fund has grown by more than the capital I’ve invested, now sitting at £158,763.
Dividends and Other Income
A good month for dividends:
I received £230.43 in total, of which £221.52 was from my ISAs, the rest in my SIPPs.
Here’s how things look on the main dividend income graph:
Bit annoying that I didn’t receive quite as much as last March but some end of month dividends weren’t received in my account in time for the update.
Matched Betting (MB)
A good month for both matched betting and each way (EW)betting, with total profits this month coming in at £859 (of which £421 was from EW betting). At one point, it looked like I was going to clear over £1k in profit but negative variance in the last few days meant it wasn’t to be. Still, I’ll be well happy if i have a few months like this!
This month marks three years since I started MB – total profits in that time amount to £13,919. Not the huge riches that some others might have gotten in less time, but it’s a nice sum which I’m very happy with and I’m comfortable with how the hobby fits in with my lifestyle and with the levels of variance experienced with EW betting.
As mentioned before, the MB guide I subscribe to is OddsMonkey*, which is great for beginners and experienced matched bettors alike with quality tools such as the Oddsmatcher, Each Way Matcher, Racing Matcher and Acca Matcher among others. There are step by step guides and also a friendly forum for you to ask questions and get help on any of the offers.
Some people find Matched Betting tedious and not worth their time or effort, but you won’t know until you try it and for me, it’s the ideal ‘side hustle’ to do when I want to. Anyway, check out the free trial* (with no obligations).
Here’s how things look in the first quarter:
The big hike in savings rate still doesn’t push my average over 50% but it’s looking a lot better.
Since I’m not doing too badly on the library book front, I’ve been reading books which I own, so I can get them off my shelves and donate them to charity once I’ve read them.
I already miss going to the library, so will hopefully just plough through these over the next couple of months.
How was March for you?