A bit late but I couldn’t get myself organised over the weekend to post.
A quiet month social-wise, not a lot happened – aside from recovering from having my tooth extracted following a recent visit to the dentist (it’s only just healing up now 🙁 ), much of it was spent reading, making the most of my £1.60 Now TV 3-month subscription (binge-watching Billions), working out in the gym and generally relaxing at home.
Work is nicely busy – some good news is that firstly, it looks like I should get my annual bonus and secondly, they’ve announced that they will be increasing their pension contribution to 5%! Woohoo!!
Anyway, another great start to the year for my Premium Bonds with a win of £50 – the first of many I hope!
So, how did I get on with my savings in the first month of the year?
I saved 40.8%, which isn’t too bad a start.
The above savings includes top ups from £90 matched betting profits (from last month), the £50 premium bond win, £33.81 from TopCashback* and £77.60 affiliate income from OddsMonkey (thank you to all who signed up via my links!).
Shares and Investment Trusts
A small investment in BlackRock World Mining Trust for some further diversification, with the rest going on existing investments. Keep calm, carry on investing.
Current share/IT portfolio can be found here.
(Entire portfolio here)
Jittery markets as a result of the outbreak of the Coronavirus saw my Future Fund not moving much at £188,361, despite new cash invested.
Dividends and Other Income
A low month for dividends:
I received just £99.22 in total, of which £69.23 was from my ISAs, the rest from my SIPPs. Some income had been paid early in December so I’m fine with the lower than normal number, except that it looks a bit rubbish on my main dividend income graph!
Early days yet though:
Matched Betting (MB)
No massive profits to report but the £201 I made was the most I’ve made in January in years!
As mentioned before, the MB guide I subscribe to is OddsMonkey*, which is great for beginners and experienced matched bettors alike with quality tools such as the Oddsmatcher, Each Way Matcher, Extra Place Matcher, Racing Matcher and Acca Matcher. There are step by step guides and also a friendly forum for you to ask questions and get help on any of the offers.
Matched betting isn’t for everyone but you won’t know until you try it! Anyway, check out the free trial* (with no obligations).
Yes, as mentioned earlier, I did a lot of reading this month but I even managed to read a non-fiction book (‘Convicts in the Colonies‘) which I thought was really interesting. Thanks to Average Money Man who prompted me to check out the History section of my local library!
Next Manchester FIRE Meet Up
Manchester FIRE Meet Up #4 has been arranged (thanks to the Squirreler!) – get this in your diaries:
Date: Friday 21st February 2020
Start: 6pm (‘informal presentations‘ at 7.15pm)
Venue: The Salutation pub, 12 Higher Chatham Street, Manchester, M15 6ED (just 10 mins walk from Oxford Road Station)
Yes, something different has been plannned – a room has been booked and there will be informal presentations and discussion on FIRE journeys/investing (no advice of course), as well as the usual drinking, mingling and chatting with like-minded people.
Not sure how this will work but we’ll see, so see you there?
Hope you all had a great January!