11 weeks of staying at home and the ‘lockdown me’ is just getting on with life.
My hair is the longest it’s ever been and I waiver daily over whether to keep my greys or bolt for the hairdresser’s as soon as their doors are opened so I can hide them for a while longer.
My waistline has expanded somewhat and my weight is up – not enough exercise, too much comfort food. I look forward to my gym reopening so I can revert to my previous fitness/strength levels.
I have a fantastic glowing tan, courtesy of the wonderful weather we’ve had; I’ve been enjoying a lot more sleep and have loved spending time reading (books) and watching boxed sets. I’m still currently employed.
Work sent out a ‘Back to Work’ survey form for everyone to complete – I responded that I didn’t have a need to return to the office as I could work comfortably from home, but that I would go in if I had to, as long as I felt safe. One of my friends has already been told by her work that she will be working from home for the rest of the year.
Anyway, how did I get on with my numbers?
I was able to save 60% of my net salary. Aside from groceries, the only things I purchased this month were some plant pots. If I can keep this up, it’ll be the first time ever that I will have achieved my savings rate goal.
Shares and Investment Trusts
No new investments, I just topped up existing investments.
Current share/IT portfolio can be found here.
(Entire portfolio here)
The stock market continues to show no correlation whatsoever with what’s going on in the world.
My Future Fund stands at £186,988, only a couple of grand down from the beginning of the year, so almost a complete recovery (if you exclude the extra capital I’ve invested these past few months).
It could be the calm before the storm of a global recession – who knows?
As the great late Jack Bogle said, “Nobody knows nothing”, so I continue stick to my plan and invest on a monthly basis.
Dividends and Other Income
A few more dividends got cancelled this month but it was a good month overall:
I received £305.67 in total, of which £179.85 was from my ISAs, the rest from my SIPPs.
Double what I received last year, but I anticipate more dividends to be cut or postponed, over the next year or so.
Here’s what the main graph looks like:
Matched Betting (MB)
Hurray for the Bundesliga and French horseracing!
I was able to make £80.97 profit and am really looking forward to the restart of Premier League football and English horseracing so I can build up my income from this again.
As mentioned previously, the MB guide I subscribe to is OddsMonkey*, which is great for beginners and experienced matched bettors alike There are step by step guides and also a friendly forum for you to ask questions and get help on any of the offers.
If you’re going to try it, I’d recommend doing so when there’s a lot more sport on.
Savings rate so far is looking very good but these are weird times we live in!
I’ve borrowed a couple of e-books from the library so can continue to crack on with that goal over the next few months.
When I started drafting this post, I had been largely unaffected by the ravages of the virus.
Sadly, by the time I was ready to publish, I had lost an aunt (my Dad’s sister), who looks like she may have caught COVID-19 when she was admitted into hospital after she had a stroke. Or maybe she had it already when she had the stroke. Yet another case of “Nobody knows nothing”.
So it’s not known if stroke or virus ended her life but I’m told she did not suffer in the end. She was in her 80s and had not been in great health.
And on that sombre note, that’s it from me – hope everyone is well and continues to stay safe.