Another month has passed in this strange year.
Some ‘interesting’ things which happened in August:
- I ate in a restaurant (thanks for the 50% discount, Rishi!). It was nice to dress up and enjoy a pleasant evening outside of the house. Something I’ve missed a lot.
- I put petrol in my car! I filled up the day before lockdown and haven’t really driven anywhere so it’s taken this long to use up my petrol.
- I grew something edible and ate it! So excited as I’ve never had green fingers!
- I baked! I don’t normally do baking – I reckon the last time I baked anything was in school during one of my disastrous Home Economics classes! Anyway, I baked some healthy breakfast biscuits, which even my sis and nephew enjoyed!
- I bought some books! I don’t tend to buy books because I use the library. Although I’ve enjoyed reading ebooks on my Kindle, I really miss holding a physical book in my hands so not knowing when my library is going to reopen, I succumbed to buying some books which I’ve been wanting to read in a while.
- I tried a couple of recipes with Gousto* (50% off your first box and then 30% off your first month’s subscription if you sign up via my link – while offer lasts). My sis does most of the cooking duties and we didn’t want to start getting takeaways for variety so I’ve subscribed to Gousto on my friend’s recommendation to cook some different meals. These have worked out really well – I’ve cooked some meals I never would have dreamt of cooking (all delicious so far!) and at a decent price (cheaper and healthier than takeaways for definite). I’m on a fortnightly subscription but weekly or monthly are available.
- I was Employee of the Month – who needs to be in the office to put in a good shift and be recognised? 🙂
As there’s been no change to the lockdown requirements in Greater Manchester, I’m still only leaving the house as necessary, still not been back into the office yet although I am actually looking forward to when I do eventually go back in, just to see some different faces.
Anyway, how did I get on with my savings in August?
I was able to save 47.1% of my net salary – there was quite a bit of spending, including gifts for a couple of special birthdays, some bits and pieces for the garden and some purchases I made the back end of July on my credit card.
The above savings includes top ups from a £75 premium bond win (woo hoo!), £50 Matched Betting profits (from last month), £57.69 from affiliate income from OddsMonkey* (thank you to all who signed up via my links!) and £20.20 from TopCashback*.
Shares and Investment Trusts
No new investments, I just topped up existing investments.
Current share/IT portfolio can be found here.
(Entire portfolio here)
Big rises in the stock markets meant that my Future Fund jumped up to £197,334, but with some market wobbles this week, I’ll be lucky if I finish as high, come end of September.
Dividends and Other Income
A better month for dividends:
I received £358.52, of which £245.32 was from my ISAs, the rest from my SIPPs. This doesn’t make up for the abysmal income I received in July but is welcome all the same and was a very good year-on-year increase. All dividends are reinvested.
Here’s how my graph is looking now…
However, I still made a half decent profit of £253 so am happy with that.
As mentioned previously, the MB guide I subscribe to is OddsMonkey*, which is great for beginners and experienced matched bettors alike. There are step by step guides and also a friendly forum for you to ask questions and get help on any of the offers.
With 4 months (is that all!?) of the year left, here’s how the goals look:
Same Old Same Old
So, Summer’s come and gone, we appear to be in the throes of Autumn, and I’m already battling with my sis about the central heating…
How was August for you?