I kind of ‘lost’ two weeks in January while I recovered from my surgery.
The procedure went well; painkillers sent my head into woo-woo land and antihistamines I had to take to counter an allergy to antibiotics caused such drowsiness that I was just shuffling around the house like the Walking Dead for the best part of a week – am so grateful that my sister looked after me.
When I returned home, I just spent most of the time sleeping. My freezer was full of food I’d prepared weeks before which only required heating up in the microwave and visiting friends topped up my milk, eggs and fruit.
As I came off the painkillers and antihistamines and my head became clearer, I spent my days reading, sketching/drawing and playing video games. A prelude to how I will spend my days in retirement? Evenings were spent watching TV, nothing with intricate plotlines though, my head was still a bit slow!
I’m still on the mend, not quite 100%, can now drive short distances without too much discomfort and am now back at work (I took nearly 3 weeks off and eased myself back by just doing a few hours a day last week). However, I’m already tired of the emails beginning with “Hi Weenie, how are you? I know you’ve been off but…<insert big piece of work which is apparently really urgent>”. Who says retirement isn’t a worthy goal, lol?
Anyway, the good news is that test results came back and I’m in the clear – what a huge relief.
And on that positive note, how did my numbers look for the first month of 2024?
I saved 17% of my net salary. The above includes £44.35 from doing Prolific surveys and a £10 charity lotto win.
Shares and Investment Trusts
No new investments, I just topped up existing ones.
Current share/IT portfolio can be found here.
(Entire portfolio here)
A small wobble at the start of the month and then a slight recovery had my Future Fund ending the month at £249,583.56.
Dividends and Other Income
A decent start to the year for dividends:
I received £480.54, of which £399.07 was from my ISAs, the rest from my SIPPs. All dividends were reinvested.
This month’s dividends would have been enough to cover the monthly cost of my groceries, TV licence, broadband, council tax, water bill and gym membership.
Here’s what my ISA income dividend graph looks like:
Here’s how I did this first month:
Not a lot to see yet (note I didn’t start at zero with my Emergency Funds goal, there was a carry-over from last year).
The book I read off my bookshelf was ‘The Invisible Life of Addie LaRue‘ by VE Schwab – not one I bought, so it must have come from a family member, but it was a good read.
Whilst much of the month was spent recuperating, I did actually get some things done, including:
- Filing my self-assessment tax return
- Finally sorting out my will
- Switching my broadband deal, saving £20 a month
I don’t normally leave it until the last minute to do my tax return but anyway, I got it done in time. With the will and broadband, I’m happy to get two things crossed off my to-do list in a month where I thought I would achieve nothing.
Anyway, I’ll end here and hope your January was a good one.
Oh and for those who celebrate it, Happy Chinese New Year this weekend! Kung Hei Fat Choi!