A month of distraction, therefore a month of higher-than-usual spending and I think some of this might overlap into next month as I used my credit card to pay for some stuff towards the end of the month.
I had family staying (again) so enjoyed some days out, quite a bit of eating out and also had some fun playing cricket in the garden with my nephew. Don’t ask me the rules though, I only know the bare minimum!
Had a weekend away at V Festival (the awesome Pink was headlining). As well as for the music and the atmosphere, I love going to festivals as they’re the only places where I think you can safely people watch (as in really people watch), ie staring at what they’re wearing (or not as the case may be!) and at their tattoos (of which a lot were on show) and nobody bats an eyelid! There’s only so much of that you can get away with on a night out in town without causing trouble!It’s a pity that the only thing available to drink was crap beer (“probably the
best worst lager in the world”) but that didn’t stop me from drinking large quantities of it! My fellow festival goers were on wine, which I believe was not a great vintage vile and just got them drunk quicker – apparently, as time went by, it started to taste better! The weather wasn’t great and although we had a few hours of sun, it was just rain later on but we were prepared!
So, how much of my net salary did I save this month?
Well, I saved 36.2%. Although still a fairly decent chunk of my salary, as expected, it’s lower than my usual figure.
My average for the year has now dropped to 46.3%. With only four months of the year left, I have a feeling I am going to struggle to hike it back up on track. My social diary is starting to fill up, I have a pretty big holiday in a couple of months time and although I will try to keep spending in between these events low, inevitably, my savings rate will continue to take a hit.
Of course, I could always sacrifice my social life just so that I could hit my goals but that’s not something I’m prepared to do right now or in the foreseeable future, if I’m honest. As and when I get close to my end goal however, I may change my tune.
The above savings includes £100 from matched betting profits and £62.81 affiliate income from OddsMonkey (thank you to all those who joined via my link – much appreciated!).
Shares and Investment Trusts
Nothing new was purchased, I just topped up existing holdings.
Current portfolio can be found here.