Board, not Bored

2020 was a bit of a blur – I think like many, I was just going through the everyday motions of life, doing what I should be doing (work), trying to “stay safe” and attempting to maintain my sanity.

At some point, my eyes must have glazed over from looking at my FIRE and investment spreadsheets too much (what else was there to do back then?) and I decided to make things a bit more visual (and interesting).

I set up a ‘Countdown to FIRE’ Trello board.

Trello is a free to use collaboration tool, generally used for projects – an online equivalent of a whiteboard with a load of sticky notes.

Snapshot

Anyway, I forgot all about it until recently so here’s the updated board in all its glory.

I’d never used one before (for work or other) so it’s pretty basic; I’ve just muddled my way through trying stuff and making the most of copy and paste but I think it might be useful for me to view my goals in a different way, instead of them being hidden away in various spreadsheets.

I use the term ‘useful’ loosely, it’s more a motivation tool, rather than anything which is helping me reach FIRE, or even measuring my progress in a meaningful way.

Interestingly, the goal ‘Buy a home?’ had originally been in the ‘Future Goals (3-5 years)’ section so as mentioned previously, it was always part of my overall plan – it was just brought forward unexpectedly.

Anyone else use Trello or other visual tools to track their progress to FIRE?

Seven-Year Itch

[From Wikipedia] “The seven-year itch is a popular belief, sometimes quoted as having psychological backing, that happiness in a marriage or long-term romantic relationship declines after around seven years.”

I’m not married, nor currently in a long-term romantic relationship so the itch in my case must refer to my relationship with my blog, which last month unbelievably turned seven years old!

Happy 7th birthday to Quietly Saving! 🙂

So has my happiness (and enthusiasm) declined after 7 years of writing and sharing mutterings about my FIRE journey?

I would say no, not yet anyway!

Seven Year Slog

Let me just start by saying that whilst it hasn’t been particularly difficult, it hasn’t been a breeze aiming for FIRE all these years because it still takes me effort to stay focused, to stay on this path I have chosen.

There are occasions when I feel like I can’t be bothered any more, although perhaps lockdown/the pandemic has probably put these thoughts in my head – my life seemed so much easier when I was just merrily drifting aimlessly with no set goals. But that way points to regret and I would rather not have any regrets.

Whilst I’m no longer the younger me who used to just spend money like there was no tomorrow, if I don’t maintain focus, laziness and apathy will make a reappearance in my life and costs will spiral until I’m no longer saving and investing as much as I am able to towards my future.

Anyway, aiming for FIRE is a long-term slog and the only thing that really keeps me from straying off the path is this blog and the words of support from the readers who take the time to stop by and who inadvertently make me accountable for my actions with their comments and emails.

What have I been doing these past 7 years? Continue reading

FIRE, hit for Six?

With all that’s going on in the world, a milestone nearly passed by without me realising – what a time to be celebrating six years of blogging!

Happy 6th birthday to Quietly Saving! 🙂

It’s seems weird to be writing about achievements right now, but this blog documents my own experiences, accomplishments, plans and goals, and serves as a personal journal for me to look back on.

Before I ramble on about the present however, let me just revisit the past…

What have I been doing these past 6 years? Continue reading

Bored Yet, after 5 Years?

Been seeing a few blog posts recently talking about how boring aiming for FIRE is, especially when things are on autopilot.

Spend less than you earn, invest the rest in index trackers, rinse and repeat until you reach your goal.  Blah blah blah, yawn.

Well, this month marks FIVE years since I started blogging about my journey to FIRE and I can’t say that I’m bored….yet.

Happy 5th birthday to Quietly Saving! 🙂

Neither am I bored with tracking my own progress – I started this blog as a personal journal just so that I know how I’m doing versus my goals.

Perhaps one reason for not being bored is because not everything is on autopilot for me – my expenses can vary each month, depending on time of year, my holidays and my social life. I do consciously have to think about my spending, otherwise it could easily go out of control. By ‘out of control’, I don’t mean going into debt (I don’t want to go there again!) but by not saving/investing as much as I can and should. Writing about my investing ‘experiments’ (eg Dogs of the FTSE) also keeps me interested in my investments, when the majority of it is in ‘boring’ passive index trackers.

Another reason is that I still mostly enjoy updating my blog. I don’t think blogging has gotten any easier over the years but I’m still able to make time for it so it’s a hobby I enjoy doing.

What have I been doing all this time? Continue reading