Ok, so I had some second thoughts after reading some of the comments from last month’s post about pulling out all stops to top up my ISA, so with just a few hours to go before the tax year deadline, I opened a cash ISA account – nowt like living on the edge, haha!
Sadly, I wasn’t able to max my ISA, but I did add another £2.5k to make it over £17.5k (moved some of my emergency cash over and withdrew some matched betting funds) – I’m in a better position than I was before so thanks to all who made me reconsider and not dilly dally! 🙂
I went for Nationwide Building Society as I already bank with them so it was quick and easy to open the account – interest is 1.4% (Nationwide gave me an extra 0.1% loyalty bonus – woo hoo, I guess!) and the account has limited access but I’m ok with that.
Let’s see how I get on with this tax year’s ISA – I’m going to have try to top £17.5k now, aren’t I? Eek!
Anyway, how did that affect my savings this month?
I saved 45.3%! My average savings rate has now gone down to 51.1%. I have now booked my holiday to HK – have paid for my flight in full (most of it via my ‘holiday fund’) but my sister has paid for my ‘holiday within a holiday’ (a few days in Thailand) so I’ll need to pay her back by next month.
The above savings was topped up with £1020 matched betting funds (I withdrew some cash from my betting and exchange accounts) and £68.54 affiliate income from OddsMonkey (thanks to all who signed up via my links!).
Shares and Investment Trusts
No new investments, I just topped up existing ones.
Current share/IT portfolio can be found here.
(Entire portfolio here)
The markets must have recovered a bit – after months of going backwards, my Future Fund now appears to be heading in the right direction again at £138,939, back on track towards my next milestone.
Dividends and Other Income