Happy New Year!
Hope you all had a fabulous Christmas and enjoyed the celebrations last night to see in the new year, whether you were out in a noisy pub/bar or at home watching ‘Jools’ Annual Hootenanny’ – I was doing neither, as I was already tucked up in bed suffering from jet lag well before Big Ben’s chimes rang! I could have dragged myself out to meet up with friends but FOMO can’t compete with sleep these days!
Anyway, I had a great break in Hong Kong, spent a lot of quality time with family, ate too much, though surprisingly drank very little.
So, how did I do in the last month of the year?
I saved 38.4% – surprisingly higher than expected but I put some of my Christmas shopping on my credit card so that will appear on next month’s bill.
My average for the year ended up at 43.2%. Although I didn’t achieve my goal (again) to hit that elusive 50%, I’m quite satisfied with this average.
The above savings include top ups from £155 matched betting profits (from last month), £42.61 from TopCashback* and £66.32 affiliate income from OddsMonkey (thank you to all those who joined via my link – much appreciated!). I also withdrew £1k from my Smarkets exchange account which was chucked into my SIPP.
Shares and Investment Trusts
I made an investment in JPMorgan Asian Investment Trust – don’t have a lot in this region so thought I’d diversify a bit.
Current share/IT portfolio can be found here.
(Entire portfolio here)
I think this is the rockiest year of investing that I’ve encountered so far – no Santa Rally this time.
My Future Fund ends the year at £142,831, which was around what it was back in April 2018 – one step forwards, three steps back it seems! Hitting my £150k milestone back in September seems like a dream now but I look forward to hitting it again in 2019!
Dividends and Other Income
Dividends received this month: Continue reading