I’ve not had a proper break from work in a while and my brain was in dire need of some R&R so I decided to use up some holidays this month.
For the first few days, I had absolutely nothing planned (apart from a dental check up) and just relaxed by pottering around the house and garden, catching up on my reading (thus achieving one of my goals) and binge-watching Netflix (finally finished ‘Orange is the New Black‘).
The next few days, I met up with friends, colleagues and family for coffee/lunch and even ventured out for some (intentional) clothes shopping. Despite picking up a couple of items in the sales, I remembered how much I really dislike shopping for clothes so I shan’t be doing that again any time soon unless there is an absolute wardrobe crisis!
I squeezed in several gym sessions in the mornings and it was nice to have the place quiet and mostly to myself. Tried skipping at @KidCocoa’s suggestion and I think my calves have to get used to this new exercise as they were well sore afterwards! Ouch! But yep, very good for a bit of different cardio so I’ll work at it.
Anyway, that week was probably a sample of what retirement might be like for me and I liked it!
The rest of the month was just a bit of a blur with work and heatwaves.
So, how did I get on with my numbers in August?
I saved 18.3% of my net salary. The above includes £90.18 from doing Prolific surveys. I can see things going downhill from here due to increased cost of living but we’ll see how I get on.
Shares and Investment Trusts
When I ended my Dogs of the FTSE experiment I wasn’t really sure what I was going to do with the portfolio at the time.
Anyway, I decided to offload some of them (for an overall profit) and used the resulting funds to buy iShares FTSE UK Dividend ETF. This ETF holds the stocks I sold, so now I have fewer positions to keep track of but I should still be getting some semi-decent dividends. For those interested, the stocks I got rid of were MNG, RIO, VOD, BHP and BATS.
Current share/IT portfolio can be found here.
(Entire portfolio here)
I’m glad I wasn’t celebrating too much with the rise in markets last month as they inevitably wobbled back down. Fortunately, not all the gains made recently were lost.
My Future Fund dropped to £230,325 by month end and if I listen to the ‘noise’, it sounds like it might continue to spiral in a downwards trend.
Dividends and Other Income
Dividend income continues to roll in regardless.