Happy New Year!
Ok, let’s just get the numbers out of the way first, eh?
I saved 47.3% of my net salary. Gift spending was balanced out slightly by a small but welcome bonus in our December pay. Another ‘bonus’ I received this month was a cheque for £84.94 which apparently was for a short-payment on an endowment plan I cashed in back in 2015.
The above savings also includes top ups from £20 Matched Betting profits (from last month), another £25 Premium Bond win, £55.34 affiliate income from OddsMonkey* (thank you to all who signed up via my link!), £60 from Adsense and £25.53 from TopCashBack*.
Shares and Investment Trusts
No new investments, I just topped up existing investments. This will however likely change, as I will be making some tweaks to my portfolio in the new year.
Current share/IT portfolio can be found here.
(Entire portfolio here)
This time last year, my Future Fund stood at £188,605. As at 31st December 2020, it was £219,553. Not even a pandemic could stop the Santa Claus Rally?!
No holidays, no commuting costs and no social life meant I was able to invest more this year.
The total capital I invested in 2020 was £17,935, (the most I’ve ever invested in a year, barring the time I invested my redundancy payout) so given what happened to the markets in March, I will happily and gratefully take an investment gain of £13,013 (YTD around +6%).
I remained fully invested throughout 2020, selling only some high-flying bond ETFs in March to rebalance into equities which were looking particularly dire.
So, a final month of dividends: