I’d say ‘Happy New Year’ but we’re past that now, aren’t we? 🙂
Being back at work and with it not being as quiet as I had hoped, I found it hard to face my laptop outside of work hours, so apologies for the lateness of this post.
I was actually in the gym on New Year’s Eve and out litter-picking on New Year’s Day morning – starting as I mean to go on!
Anyway, let’s just get the numbers out of the way for 2024!
I saved 21.5% of my net salary – more than I expected, which I’m surprised at.
The above includes £43.26 from doing Prolific surveys.
Shares and Investment Trusts
No new investments, I just topped up existing ones.
Current share/IT portfolio can be found here.
(Entire portfolio here)
Future Fund
Santa didn’t show up for his rally but wasn’t so mean in the end. As at 31st December 2024, my Future Fund stood at £293,212.02. That’s a 17% increase from this time last year (that’s 17% including money I’ve added as well as investment gains).
Here’s how it all looks at the end of another year:
This year will see me breaching the £300k milestone soon!
Using unitization, I’m up just 10.3% this year across my entire portfolio – that’s investments, cash/premium bonds, everything. This figure includes my dividend income portfolio, where many of the UK stock prices continue to remain fairly depressed rubbish.
This is nothing spectacular investment-wise, I’m sure other investors can brag about much bigger gains and I’m happy for them, but happier for me that I’ve got these gains. Go me!
Am I hopeful for 2025? I’m always hopeful but somehow, I don’t think this year will be quite as good as the last one – just have a feeling that there’s some other global event or disaster just round the corner which will disrupt markets again.
Dividends and Other Income
A great final month for dividends:







