Another month in lockdown and I’m finding living and working like this has become quite normal.
The latest all employees’ call with work mentioned plans being devised for people to return to the office once it’s been deemed safe to do so but I have mixed feelings.
Yes, I miss being in the office – miss printing stuff off to give my eyes a rest from the screen – miss my colleagues and being out of the house, but I can’t say that I’m looking forward to returning to travelling on public transport. I’ve applied for and received a refund for my annual travel pass in any case.
Anyway, in a full month of lockdown, how did I get on with my numbers?
I was able to save 59%! All those occasional little work lunches, Friday after-work drinks and social outings do add up and since I wasn’t spending, I was able to save a lot more.
That said, I wasn’t able to max out my 2019/20 ISA – I think I got to around the £16k mark which isn’t bad, as anything over £15k is good for me.
The above savings includes top ups from yet another £25 premium bond win (4 months in a row!) and £63.15 affiliate income from OddsMonkey* (thank you to all who signed up via my links!).
Shares and Investment Trusts
A couple of new investment trusts added to my portfolio, namely Murray International Trust and Templeton Emerging Markets IT, both showing decent discounts when I made the purchases.
Current share/IT portfolio can be found here.
(Entire portfolio here)
So much doom and gloom in the news globally yet the stock markets are doing their own thing. Whether this bounce-back is temporary or not is anyone’s guess.
My Future Fund stands at £179,924, an increase of over 9% from last month! I’m still down by around 4.4% year to date but that’s not too bad.
Dividends and Other Income
A few more dividends got cancelled this month but others thankfully continued to roll in: Continue reading