Dogs of the FTSE 2019/20 – final update + Random Shares

After an awesome 2018/19 when my 2nd experimental Dogs of the FTSE portfolio romped home with 8.77% gains (16% including dividends), I was stupidly quietly confident that they would do the same again for 2019/20.

Sadly, like everyone else, I hadn’t counted on the pandemic.

Plague Dogs

So one year on and my 3rd experimental portfolio has been quite a disaster, to put it bluntly.

As a reminder, here’s the Dogs of the FTSE strategy:

  1. Choose the ten FTSE 100 shares with the highest yield (subject to my criteria*)
  2. Invest equal amounts in all ten shares
  3. Hold for a year (give or take a week)
  4. At the end of the year, sell the ones no longer in the top ten, replace with new shares with highest yield
  5. Repeat from step 3

[*criteria being that shares already in my portfolio are not included, nor any where a dividend cut has been announced]

Here’s how the 2019/20 portfolio looked after a year (as at 8th June 2020):

Ouch – look at all the red numbers!

An overall loss of -20.09%-15.46% if you include dividends paid out.

Over the same period, the FTSE 100 Total Return was -9.60%.

Only one of the Dogs showed showed any significant profit (Persimmon) so a woeful performance overall.

What Next?

It’s always been my intention to run this as a (minimum) 5-year experiment so the Dogs will be back for their 4th outing very soon.

There’s likely to be a brutal culling – mangy mutts hopefully replaced by Dogs with a bit more pedigree!

I’ll get this new portfolio set up soon, so will do an update in a couple of weeks.

Random Shares

My Random Share Portfolio is made up of free shares awarded to me whenever someone signs up to Freetrade* via my affiliate link, bagging us both a random free share (worth between £3 and £200) in the process.

Here’s the full portfolio – it’s gotten a bit too big to do a full copy and paste.

One of the free shares I received recently

Thanks to all who have signed up via my link – hope you all got a decent free share!

I’ve actually sold a couple during the recent market recovery (whenever any showed >40% gains) and replaced them with more random shares.

Until next time – keep calm and carry on investing!

[*affiliate link]

May 2020 Savings, plus other updates

11 weeks of staying at home and the ‘lockdown me’ is just getting on with life.

Whoever invented this is to blame for my expanded lockdown waistline!

My hair is the longest it’s ever been and I waiver daily over whether to keep my greys or bolt for the hairdresser’s as soon as their doors are opened so I can hide them for a while longer.

My waistline has expanded somewhat and my weight is up – not enough exercise, too much comfort food. I look forward to my gym reopening so I can revert to my previous fitness/strength levels.

I have a fantastic glowing tan, courtesy of the wonderful weather we’ve had; I’ve been enjoying a lot more sleep and have loved spending time reading (books) and watching boxed sets. I’m still currently employed.

Work sent out a ‘Back to Work’ survey form for everyone to complete – I responded that I didn’t have a need to return to the office as I could work comfortably from home, but that I would go in if I had to, as long as I felt safe.  One of my friends has already been told by her work that she will be working from home for the rest of the year.

Anyway, how did I get on with my numbers?

I was able to save 60% of my net salary.  Aside from groceries, the only things I purchased this month were some plant pots. If I can keep this up, it’ll be the first time ever that I will have achieved my savings rate goal.

Shares and Investment Trusts

No new investments, I just topped up existing investments.

Current share/IT portfolio can be found here.

(Entire portfolio here)

Future Fund 

The stock market continues to show no correlation whatsoever with what’s going on in the world.

My Future Fund stands at £186,988, only a couple of grand down from the beginning of the year, so almost a complete recovery (if you exclude the extra capital I’ve invested these past few months).

‘V’ recovery, or the beginnings of a ‘W’?

It could be the calm before the storm of a global recession – who knows?

As the great late Jack Bogle said, “Nobody knows nothing”, so I continue stick to my plan and invest on a monthly basis.

Dividends and Other Income

A few more dividends got cancelled this month but it was a good month overall: Continue reading

April 2020 Savings, plus other updates

Another month in lockdown and I’m finding living and working like this has become quite normal.

The latest WI Magazine cover which seems quite apt

The latest all employees’ call with work mentioned plans being devised for people to return to the office once it’s been deemed safe to do so but I have mixed feelings.

Yes, I miss being in the office – miss printing stuff off to give my eyes a rest from the screen –  miss my colleagues and being out of the house, but I can’t say that I’m looking forward to returning to travelling on public transport. I’ve applied for and received a refund for my annual travel pass in any case.

Anyway, in a full month of lockdown, how did I get on with my numbers?

I was able to save 59%! All those occasional little work lunches, Friday after-work drinks and social outings do add up and since I wasn’t spending, I was able to save a lot more.

That said, I wasn’t able to max out my 2019/20 ISA – I think I got to around the £16k mark which isn’t bad, as anything over £15k is good for me.

The above savings includes top ups from yet another £25 premium bond win (4 months in a row!) and £63.15 affiliate income from OddsMonkey* (thank you to all who signed up via my links!).

Shares and Investment Trusts

A couple of new investment trusts added to my portfolio, namely Murray International Trust and Templeton Emerging Markets IT, both showing decent discounts when I made the purchases.

Current share/IT portfolio can be found here.

(Entire portfolio here)

Future Fund 

So much doom and gloom in the news globally yet the stock markets are doing their own thing. Whether this bounce-back is temporary or not is anyone’s guess.

My Future Fund stands at £179,924, an increase of over 9% from last month! I’m still down by around 4.4% year to date but that’s not too bad.

Dividends and Other Income

A few more dividends got cancelled this month but others thankfully continued to roll in: Continue reading

Ravaged Dogs of the FTSE and Random Shares update

Firstly, I hope eveyone is keeping safe and calm, washing their hands and not been caught short by the mad people stock-piling toilet paper, pasta and paracetamol.

Upon family advice, I’ve been making sure bit by bit that my essentials have been topped up since January, because they warned that there would be idiots who would be hording like it’s the apocalypse.

The stock markets continue to be in chaos, so it’s an interesting time to update my experimental Dogs of the FTSE portfolio. As someone who’s only really invested during a great bull run, I think it’s important to try to document the bad as well as the good!

My poorly mutts weren’t doing particularly well in my first update and things now look pretty dire. Only Persimmon (PSN) is seemingly doing well, still building houses despite everything that is going on in the world.

The FTSE 100 Total Return was minus 10% over the same period so the Dogs are doing worse at minus 16.33%. Even if I include dividends received, it’s a loss of 12.88%. Ouch!

Just one more update to go in June for this portfolio, probably not really enough time for the markets to recover and for my dogs to lick their wounds, but we’ll see. All I can do is to just collect the dividends and hope my losses will be at a minimum.

As I’ve mentioned previously, this is not a strategy I would recommend to anyone, this is my own fun experiment, although it’s really no fun at all looking at all the red numbers.

Cheerful Randomness

Like last time, to cheer myself up, I will take a look at my Random Share Portfolio, which I first mentioned here.

This portfolio is made up of free shares awarded to me whenever someone signs up via my Freetrade affiliate link, bagging themselves a free share in the process. Freetrade is an investing app which (since 28th Feb 2020) allows you to buy and sell instantly for free. Link is here* if you are interested.

Might be an opportunity for those who want to take advantage of some cheap stocks and not have to pay a trading fee.

Anyway, here are a few of the free random shares I’ve been awarded since the last update:

And here’s what the full portfolio currently looks like:

Still waiting for that Tesla or Netflix share to drop, but as mentioned previously, I’m well happy with all my free shares. Most of them are ones I would never have considered buying, only because I wasn’t even aware of them.

I’ve actually sold a couple of the shares (when they gained 50%) and just ploughed the cash into a random share I already owned.

I think I’ll just keep them (mostly) and see what happens.

Anyway, keep calm and carry on investing.

*referral/affiliate link