I’ve been an infrequent lurker on the MoneySavingExpert (MSE) forum
for about a year or so.
Occasionally, there are interesting threads, it’s not a bad read, although I do find it a little cumbersome, too many threads overlapping, too many voices, too many people giving ‘advice’.
I only created my own profile in March 2015 when someone linked my blog in a thread and I wanted to post a comment.
The other day, I came across a thread where someone was asking about peer to peer lending. Someone else then posted saying they wanted to join Funding Circle and if anyone wanted to send them their referral link, they would use it to join.
So I sent a private message to this individual, asking for their name and email address so that I could get Funding Circle to send them my referral email. They replied with their details.
I then received the following private message from the chap in question:
Yes, it looks like he’s asking me to share with him my £50 referral fee, as well as pocketing the £50 he will receive for being referred! WTF as the kids would say!
I replied that I didn’t know anything about “the deal on MSE” but that the Funding Circle deal was that we each got £50.
I haven’t heard from him again and it remains to be seen if he will follow through with using my referral.
This isn’t something I’ve come across before, not when both referrer and the referred were getting something out of a deal.
Anyway, fearing that I was breaking some hidden rule specific to the MSE forum, I checked the official Forum Guide
and couldn’t see that any rules were broken.
He probably thinks it was bad etiquette on my part for refusing to share my £50 but I think it’s bad etiquette for him to have asked for it!
In March, I used Cerridwen’s
referral link to invest in one of the Abundance
renewable energy projects and we both pocketed £50, a win-win for both of us I thought!
Asking her for part of her £50 never occurred to me – even just thinking about it is so wrong in my mind!
However, I’m wondering if this is common practice on the MSE forum, that the people of that particular community (this individual has been a member of the forum since 2007) have some sort of informal agreement among themselves to share referrals in this way?
If so, I guess I’ll just go back to being a lurker – seems like I don’t share their expectations and concepts!
Anyone else come across this before, or is it just me?