Just because there’s crap going on at work, I don’t want to just blog about doom and gloom so here’s something on a lighter note.
I recently read that it was going to get even harder to win in the Premium Bonds – the odds of winning any prize were being reduced from 26,000:1 to 30,000:1.
However, I received what is now a ‘regular’ email from NS & I – does 3 wins in 6 months count as ‘regular’?
Ok, so it was just another £25 win, but it’s not bad for what I consider as my ‘cash under the mattress’.
As I’ve mentioned before, premium bonds are rubbish investments, so just as well I don’t consider them as investments!
As before, I think I’ll chuck the winnings at my recently depleted emergency fund.
Here’s hoping for some more (and bigger) wins!
Shiny New Gadget
I also got myself a new ‘gadget’ recently.
It was a gadget which I didn’t really need, or even something I particularly wanted.
Still, the main thing was that it was completely free!
Yes, I got myself a smart meter fitted and my new gadget is the little monitor that came along with it.
For those who don’t know, a smart meter is a meter which can digitally send meter readings to your energy supplier. I’ve only had this fitted for my electricity and it will apparently ensure more accurate energy bills and the monitor should help me understand my energy usage better.
It shows you how much electricity you are using (either spend or wattage), compare different days, how much you have spent/used in the past etc.
With just my fridges, fridge freezer, clock radio plugged in and nothing else switched on, it appears that I spend £0.02 an hour.
Put the kettle on for a brew and this goes up to £0.45 an hour!
Of course, this doesn’t mean that to save money I’m going to stop putting the kettle on, stop using the hair dryer or washing machine, but I will think twice about taking my time when ironing (including leaving the iron plugged in to go to make a cuppa….). I also have a habit of pre-heating the fan oven and then forgetting about it, so the oven ends up being on a lot longer than it needs to be.
Switching the lights on in the kitchen also causes a spike, which means that I’ll need to make sure that I replace the old light bulbs with more efficient LED ones.
Does anyone else make use of these kinds of gadgets?