For someone who’s never really counted ‘walking’ as a favourite past-time, I did quite a lot of it this month.
Spent a couple of weekends doing ‘practice’ walks in the Peak District and the West Pennines, which I found surprisingly quite pleasant – not strolls but not too strenuous either.
The practice walks were to prepare me for a charity walk in Snowdonia, organised by work. We managed to choose a day which was in between two days with yellow weather warnings and ended up doing the walk in extreme weather conditions and quite poor visibility.
With lashing rain which stung the face and winds still buoyed by recent storms in the country which blew us all over the place, I found out that my waterproof jacket was not waterproof and neither were my walking shoes!
But I’m glad I attempted and completed the 9-mile walk, it was a good test of character! Plus I might even go on more walks in future (weather permitting), as may have discovered a new hobby of sorts!
Anyway, onto the nitty gritty, how did I get on with my savings?
I saved 43.5%, which sees my average savings rate going down a little to 44.8%. Considering this month was quiet on the social outing front, I’m a little disappointed if I’m honest as I thought I would be closer to 50%. No realistic chance of achieving my goal now with the final (more expensive) stretch of the year coming up but I’ll keep at it.
The above savings includes top ups from £447 matched betting profits (from last month), £16.15 from TopCashback*, £60.53 from Google Adsense and £123.33 affiliate income from OddsMonkey (thank you to all who signed up via my links!).
Shares and Investment Trusts
No new investments, I just topped up existing ones.
Current share/IT portfolio can be found here.
(Entire portfolio here)
Again, I didn’t really notice what the markets were doing – all I can say is that with extra capital and reinvested dividends, my Future Fund now stands at £150,051, so I’m halfway towards my next big milestone! Woohoo!
I seem to have streaked well ahead of John K (whose portfolio is currently showing as £103,427) but I did mention that I had the massive advantage of chucking in a large chunk of my redundancy money last year. The next £50k will take much longer to accumulate as no large amounts of capital to throw in, so plenty of opportunity for John to catch up using his strategy.
Dividends and Other Income
Dividends received this month:
I received £176.56, a little lower than expected as some dividends now won’t hit my account until October. Total dividends so far this year now stands at £2,234.96, and it’s starting to look like it might be a stretch to hit my target. Expecting a plentiful month in October so let’s see how it looks like then. All dividends are reinvested, bundled up with whatever extra capital I invest monthly.
So here’s how things look on the main dividend income graph:
Matched Betting (MB)
Another great month, with profits just shy of £860. For those interested, the profit ratio of actual MB (football and horses only), no-lay accas and no-lay EW betting this month was 13/8/79.
Total MB profits so far this year stand at £3,503, so it looks like after a terrible start to the year, I might have turned this around and should comfortably achieve my goal (variance permitting!).
As mentioned before, the matched betting guide I subscribe to is OddsMonkey*, which is great for beginners and experienced matched bettors alike with quality tools such as the Oddsmatcher, Each Way Matcher, Extra Place Matcher, Dutch Finder, Racing Matcher and Acca Matcher. There are step by step guides and also a friendly forum for you to ask questions and get help on any of the offers.
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Yes, I read another non-fiction book but I won’t do a full review as it’s not really relevant to the blog. For those interested, it was ‘This is Going to Hurt: Secret Diaries of a Junior Doctor‘ by Adam Kay – funny in a laugh-out-loud kind of way but also sad and heartbreaking. Just one more non-fiction book to squeeze in – I’ll try to read a topical one so I can write up a review.
Managed to do quite a bit of fictional reading too recently so hopefully, I should be able to make some ground on the library book goal. For those following my Bingo reading progress, I managed to get a line!
Anyway, despite the chill in the air, still not got my central heating on yet – have you?
Hope you all had a great September!