Update is later than usual but this might become the norm, not sure. Still no real blogging routine yet and I wasn’t about during the weekend to get this out.
Anyway, for those concerned, my nephew survived the few days with me, wasn’t late for school once and didn’t miss his bedtime (by much… 🙂 )
So how did I get on in September with my savings?
I saved 52.9% of my net salary! This was the first month that my sis contributed to household bills since she moved in and I invested the cash straight away.
Of course, at some point, all my utilities direct debits will go up, with me no longer being in the house on my own, but I’ll save as much as I can while I can!
The above savings includes top ups of £120 matched betting profit (from last month) and £126.22 affiliate income from OddsMonkey (thank you to all who signed up via my links!).
Shares and Investment Trusts
Thinking about greener investments, I started investing in Greencoat Wind UK plc.
Current share/IT portfolio can be found here.
(Entire portfolio here)
With the pound taking a pounding and markets generally on the up, at the end of the month, my portfolio stood at £179,130.49. This puts me in really good stead in my race to £200k, although with Brexit (or not) looming, who knows how things will look by the end of October.
Dividends and Other Income
Another fairly average month for dividends:
I received income of £274.02. I’m thinking that I might struggle a little to hit my target but let’s see how October looks and if it’s as good as last year.
Here’s the main dividend income graph:
Matched Betting (MB)
Not a bad month for MB, with total profits of £359. As with my blogging, I’ve not quite managed a proper routine with this and spending time with the family. Saturday mornings used to be when I could do a lot of MB – now, I’m struggling to fit it in. Am nowhere near on track with my goal but I shall continue to see how much I can I get.
As mentioned before, the MB guide I subscribe to is OddsMonkey*, which is great for beginners and experienced matched bettors alike with quality tools to help you make profit. There are step by step guides and also a friendly forum for you to ask questions and get assistance on any of the offers.
Some people think matched betting is gambling but it isn’t (speaking as a former-though-now-occasional gambler). For me, it’s the ideal ‘side hustle’/hobby to do in my spare time. Anyway, check out the free trial* (with no obligations).
Here’s how I’m doing versus my goals:
Not sure I can cope with attempting another non-fiction book this year – really not in the mood and am just enjoying my fiction right now. I’ll see how I feel next month.
Also, time to twin another toilet soon so I’ll sort that out at some point – see if a reader wants their toilet twinning.
So last week, I went to the Manchester FIRE meet up. There were around 15 of us and I must apologise as I was really rubbish at mingling and didn’t get the chance to speak to some (or even say ‘hello’) – I will make more of an effort next time!
Some people were really new to the concept of FIRE. Others were already FIRE’d and didn’t know that it was a ‘thing’ or a ‘movement’. I hope everyone enjoyed the meet up and got some good tips and ideas on how they can improve/maintain their financial futures. Good luck to those who talked of starting their own blogs or podcasts to document their journeys!
Danny from SIGnet was there and I thought it was great that there were a lot more discussions about investments – in previous FIRE meet ups, there’s been more on side hustles, such as ebay selling, Kindle publishing and matched betting, although of course, that was discussed too!
All the people were new faces to me (apart from Danny) and also apart from John, whom I last met back in 2017 at the FIRE meet up in Sheffield! John was the one who opened my eyes to investment trusts so it was great to catch up with him.
Hopefully, these meet ups will be semi-regular – I shall post details as I hear of them.
That same weekend, I caught up with Caveman who blogs at Ditch The Cave – he was was up in Manchester for work.
Even though I knew he would not resemble his avatar (complete with ginger beard!), part of my mind still expected him to and of course, he was nothing like! 🙂
We had a very enjoyable and engaging chat on all things FIRE and also about American football!
How was your September?