Monthly update time again – how time flies, even when you’re not really having fun.
No, I’m not sad, depressed or feeling fed up – I think I’m just suffering from a bit of mental fatigue.
Long busy days at work have left me pretty brain-dead and brain-tired, I’ve gotten behind on my blog reading/commenting and for the first time in a long while, I didn’t get round to sorting out a post in between my monthly numbers updates.
I’m still exercising regularly, eating well, not drinking too much, getting enough sleep and avoiding too much social media or news.
The brighter days and better weather might help drag me out of this listless phase, back to my normal self.
Not many ‘highlights’ this month:
- My nephew finally returned home from staying at his dad’s since before Christmas. Bless him, he’s grown an inch, his voice has changed but sadly, he’s picked up some very bad teenaged boy habits (less said about those, the better!).
So, how did I get on money-wise in February?
I saved 47.7% of my net salary – continuing with my decent start to the year.
The above savings includes a top up of a £25 premium bond win, £27.96 from TopCashback* and £20 from Matched Betting profits (from last month).
Shares and Investment Trusts
No new investments, I just topped up existing holdings.
Current share/IT portfolio can be found here.
(Entire portfolio here)
Another wobble in the stock markets apparently, something to do with bond yields going up but whatever, I carried on investing.
At the end of the month, my Future Fund stood slightly up at £221,108, but the increase was from the addition of capital.
Dividends and Other Income
A bumper month of dividends:
I received £384.06, of which £238.06 was from my ISAs, the rest from my SIPPs. It was good to see some of the new investment trusts I’d switched to recently paying out already. Also, a nice surprise dividend from Tesco, which I’ve always considered as one of my slightly ‘regrettable’ individual share purchases (I bought just as Warren Buffett offloaded his holding, amid a plummeting share price and investigations into the supermarket’s alleged creative accounting) but I’m glad I held onto them. All dividends received were reinvested.
Here’s the graph of all dividend income received; great to see that big spike:
Matched Betting (MB)
I did the very bare minimum on this, aiming really to just cover my MB subscription costs – I couldn’t concentrate on this at all.
I made just £46.61 profit, better than nothing.
As mentioned previously, the MB guide I subscribe to is OddsMonkey*, which is great for beginners and experienced matched bettors alike. There are step by step guides and also a friendly forum for you to ask questions and get help on any of the offers.
Two months in, here’s how I’m doing:
I think I’m more or less on track with the Pennine Way virtual walking goal – should complete it by April.
Also made some progress on my non-fiction book reading so will write a bit about the book I read soon.
And that’s it really.
How did you get on in February?