Thoughts go out to the people of Ukraine.
I can do nothing except make a financial donation to charities helping the people in crisis over there.
In My Little World
In my little world, February was a good month, including several social nights out with friends and an actual works leaving do – colleagues had been slinking off over the past year or so with no thanks or fanfare so it was nice to give someone a good send-off.
There was also the Manchester FIRE pubmeet, which was the usual eclectic mix of people at all different stages of their FIRE journeys, and was the usual engaging, enjoyable and interesting event.
Work ran a ‘Compliment a Colleague’ on Valentine’s Day, where you could submit an anonymous (or not) Valentine’s compliment or message to a colleague (all compliments and messages vetted by HR to ensure nothing inappropriate was sent, otherwise it could have been carnage, with an office full of young twenty-something lads…)
I received the following compliment:
You are awesome at your job and so patient with people!
I appreciate our chats and think you’re an amazing person – kind, smart and funny. You rock!
It was sent anonymously but I know who sent it and I was extremely touched to receive the compliment from them!
Anyway, enough of that warm fuzziness, let’s take a look at the numbers for this month:
I saved 22.6% of my net salary. The above includes £37.96 from doing Prolific surveys and £61.63 from Google Adsense.
Shares and Investment Trusts
No changes here, I just topped up existing investments.
Current share/IT portfolio can be found here.
(Entire portfolio here)
It’s obvious that war causes uncertainty and volatility so the markets continued to dip.
I have no insight (who does?) as to what will happen next but as I think my portfolio is mostly diversified, I just continued to invest as normal according to my plan.
My Future Fund continued to fall, settling at £223,780 by month end, down by 3.6% YTD.
I’m almost back to where I was a year ago!
Dividends and Other Income
Another hurrah for dividends, which are a welcome sight when stock prices are plummeting:
I received £427.02, of which £291.99 was from my ISAs, the rest from my SIPPs.
Here’s what the graph looks like:
Good to see income received in February finally breach the £400 mark.
Matched Betting (MB)
I dipped my toe back into MB this month and pickings were rather slim – I probably need to open some new accounts to get the most of signing up offers but I didn’t get round to doing any. All I did was a couple of football accas (accumulators) and some EW bets. got lucky and made £16.42 profit.
As mentioned previously, the MB guide I subscribe to is OddsMonkey*, which is great for beginners and experienced matched bettors alike. There are step by step guides and also a friendly forum for you to ask questions and get help on any of the offers.
Here’s how I did in February:
I’ve been enjoying my reading and have made a good start (for me) on the non-fiction reading front.
Dividend income is looking good; just need to keep on top of the other goals.
Just thought I’d mention that after 25 years of not owning one, I’m finally in possession of a railcard again and no, it’s not a Senior Railcard – I’m not there yet!
Last year, my friend and I forked out £190 (in total) on train tickets for our trip to London. We have another couple of trips to the capital planned later this year, so I’ve gotten a Two Together Railcard, which allows two adults travelling together to get 33% discount on all rail fares.
The railcard is digital only (you need the Trainline app) and costs just £30 for the year (although I managed to get it for just £20 in a recent sale, so a tenner each), so we’d get our money back and save with just one trip.
Definitely worth checking out if you do big or regular train journeys as a couple or with another friend.
With me being more sociable and mingling more with the masses, it was probably inevitable that COVID would finally get its grubby little viral mitts on me and I tested positive on the last day of the month.
As I write this, I still feel like poo and will be heading back to bed again as I have a pounding head and a temperature.
Hope all’s well for everyone else – how was your February?