May was a month where there was just so much doom and gloom about, well, seemingly everything.
I’ve continued to consume as little news as possible, just enough so that I’m aware of what’s going on without getting too emotionally affected or distracted by it all.
The cost of my groceries has noticeably gone up. I’m not consciously trying to keep costs down yet, perhaps I should.
So, how do my numbers look in May?
I saved 15.7% of my net salary. The above includes £91.30 from doing Prolific surveys, plus £281.99, which was a credit balance refund from the utility suppliers at my last address. The full credit was actually £100 more but I used that to replace my Fitbit which had recently died on me.
As mentioned in my last post, the sale of my parents’ house has finally completed and now that I’m no longer paying duplicate utility direct debits and council tax, my savings rate should improve.
Shares and Investment Trusts
I opened a (small) new investment in NB Global Monthly Income Fund Ltd (NBMI), to add to the income-paying part of my portfolio. This is the only other monthly income investment I will have, the other being BMO Commercial Property Trust (BCPT) – will see how that goes.
Current share/IT portfolio can be found here.
(Entire portfolio here)
May was apparently a bit of a rollercoaster for many investors and somewhat of a bloodbath for others. I wasn’t particularly worried, although I did check my portfolios a few times to see if there was anything worth stressing about. There wasn’t.
My Future Fund didn’t entirely escape scot free from all the noise and wobbled down a little to £228,772 by month end. I’m down -1.5% YTD, which is a bit meh but nothing to worry about.
Dividends and Other Income
Three cheers for dividends received!
I received £583.60, of which £419.58 was from my ISAs, the rest from my SIPPs.
Here’s what the graph looks like:
Matched Betting (MB)
Still just spending minimal time on this, using very small bets. I made just £19.53 profit on EW betting.
As mentioned previously, the MB guide I subscribe to is OddsMonkey*, which is great for beginners and experienced matched bettors alike. There are step by step guides and also a friendly forum for you to ask questions and get help on any of the offers.
Here’s how I did in May:
Think I’m still on track with most of my goals.
And that’s it
As I write this, I’ve been enjoying the start of a nice long bank holiday weekend, courtesy of the Queen’s Platinum Jubilee. Cheers, your Majesty!
Been chilling at home, pottering around the garden and watching Trooping the Colour on TV. I attended a Jubilee Party at work yesterday but there’s nothing organised near me, although quite a few of the neighbours have put up Union Jack bunting.
Anyway, wishing you all a great Jubilee bank holiday!