July 2023 Savings

Hello, I’m back after an enjoyable holiday.

I shall just quickly post the belated numbers for July.

I saved 16.1% of my net salary.  The above includes £77.08 from doing Prolific surveys.

Shares and Investment Trusts

I just topped up existing investments.

Current share/IT portfolio can be found here.

(Entire portfolio here)

Future Fund 

Finally, things were looking up but for how long!? As at the end of July, my Future Fund stood at £235,744, so the rocket makes an appearance but is highly unlikely to be sticking around for the August update!

Dividends and Other Income

Not a bad month for dividends.

I received £489.11, of which £265.50 was from my ISAs, the rest from my SIPPs.

All dividends were reinvested.

Here’s what the graph looks like:

Goals Update

Completed my second non-fiction book of the year, ‘The Price of Money‘ by Rob Dix, which was a good (though gloomy) read.

And that’s it folks, until the August update in a couple of weeks’ time.

9 thoughts on “July 2023 Savings

    • Thanks Vespaboy and yes, it was an enjoyable holiday thanks.
      Unfortunately, it’s looking like the rocket’s appearance was only a brief one, unless things pick up later this month!

  1. Can’t help but notice some Abdrn in your dividends. Given that they are closing up for personal business later this year, any ideas where you’re going to re-direct it to?

  2. My big news is that tomorrow I’ll be in my first premium bond draw in decades. Will I win £25 or £1,000,000? Or nowt?

    Dramatic music: Time alone will tell!

  3. Interesting you’ve bought premium bonds when ns&I have just realised a 12 month 6.2%er. I do have a soft spot for them though, the suspense at the start of every month!

    • Same, I like the fact that you can just add to premium bonds monthly.
      That said, I have looked at NS&I’s latest 6.2% offer and I might shift a small lump sum that way.

    • You’ve misunderstood. If I’m in the September draw i must have bought them in July.

      You’ve further misunderstood: buying PBs and fixed term bonds are not mutually exclusive.

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