I’m back from a fabulous holiday but am both jet-lagged and hungover – not a nice combination, but yes, Christmas parties have started early!
I’ll do a bit of an update on my hols at a later date but without further ado, how much of my net salary did I save in November?
I saved 25.2%. My worst number since I returned to work but I’m quite surprised I even saved this much to be honest. Hurrah for automated savings!
My average for the year has now dropped to 42.8%. Unless I have an utterly disastrous December (it’s not looking great but shouldn’t be that bad), I should be able to make a reasonably good 40% average savings rate.
The above savings includes £25 premium bonds winnings, £36.75 from TopCashback*, £50 rent received and £85.73 affiliate income from OddsMonkey (thank you to all those who joined via my link – much appreciated!).
Shares and Investment Trusts
I sold my Ladbrokes Coral shares to take 15% profit (including dividends received over the two years I’ve held the stock).
I sold as part of portfolio simplifying exercise but my decision to sell was also partly based on my thoughts that the government’s pending restrictions on the fixed odds terminals which will likely to have a big impact on the company, plus the viability of high street bookies in general. As for the takeover by Foxy Bingo owners, GVC? Not really interested to be honest.
The funds from this sale have been added to my usual monthly capital to top up one of my existing ITs.
Current share/IT portfolio can be found here.
(Entire portfolio here)