May 2024 Savings, plus other updates

May seemed to come and go in a blur of bank holidays.

I made the most of the long weekends and the decent weather – all fence panels (front and back) have been wood stained and I even did a paintjob on a pallet my sister was about to throw out:

Also an achievement of sorts for me – I’ve managed to somehow keep the poinsettia plant I bought at Christmas alive. I buy one every year for the festive period, and usually, all the lovely red leaves drop off one by one and I’m left with a dead plant by January.  This time however, I noticed that a few leaves were resolutely clinging on, so I continued to water it and then noticed that new leaves were growing!

Whilst my garden is looking quite green with early summer blooms, my veggies don’t seem to be doing that well; the spinach bolted (for the first time) and my tomato plants don’t look that great (started off some more seedlings to see how those will go). The courgettes are looking so-so, my spuds might be ok, but let’s see.

Anyway, how did my numbers look for May?

I saved 19.2% of my net salary. The above includes £38.75 from doing Prolific surveys and a £100 premium bonds win.

Shares and Investment Trusts

No new investments, I just topped up existing ones.

Current share/IT portfolio can be found here.

(Entire portfolio here)

Future Fund 

Buoyant markets saw the rocket make its return! At the end of the month, my Future Fund was sitting at £268,131.35.

Dividends and Other Income

A good month for dividend income:

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April 2024 Savings, plus other updates

Update is later than usual and I blame the sunny evenings and weekends, which had me spending more time outside, less indoors on my laptop (wi-fi isn’t great in the garden!).

April started off well with an evening out at the darts to witness teenage sensation, Luke Littler trounce seasoned pros – so cool and calm for such a young lad! This was my first time watching darts live – we knew what to expect, it was rowdy, noisy (a lot of singing which we took part in), the beer was expensive and the testosterone in the air was so thick you could cut it with a knife, but it was a fun evening!

Packed on a school night

However, the month didn’t end so great as I had various major repair works done on my car, which came to a total cost of £1,718.93.

Ouch! I was expecting a bill of at least £1k and my heart sank when they gave me the full quote but hurrah, my emergency funds came to the rescue! I need to focus more on topping it up to replace that big chunk removed.

Anyway, how did my numbers look for April?

I saved 15.8% of my net salary. The above includes £46.52 from doing Prolific surveys and £12 Grand National bet winnings.

Shares and Investment Trusts

No new investments, I just topped up existing ones.

Current share/IT portfolio can be found here.

(Entire portfolio here)

Future Fund 

No rocket in April as the markets appeared to stabilise. My Future Fund remained flat at £262,558.40 at the end of the month.

Dividends and Other Income

An average month for dividend income:

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2024 Goals

A week into 2024 and already, the boom we saw at the end of last year is beginning to fray a little around the edges. This is more or less how 2023 started so are we going to get more of the same?

The doomsters are still shouting the loudest and while I intend to try to avoid falling into the pit (of doom) they are digging, I’ll just roll with the challenges as they come and will as usual try to make the most of what is thrown at me.

So here goes with my Goals!

Please contain your excitement, there will be nothing radical or wildly different here.

I still prefer to keep to simple annual goals, ones which have some meaning to me, even if they might be meaningless to others. They provide me with some focus while I get on with the humdrum day-to-day stuff.

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October 2023 Savings, plus other updates

A blur of a month.

Work continues to be really busy. I’ve now met my new boss and getting used to working with her. I have a load of holidays to use up before the end of the year and sorely in need of a break (late nights starting to take a toll), but need to balance hitting deadlines with resting my brain. A few long weekends should hopefully help.

My niece and nephew were up for half-term, stayed mostly with my sis but I had them for a weekend. I did take a day off work to take them to Arcade Club,  four floors of arcade machines and games consoles. We were there for nearly 4 hours so it was well worth the money, and yes, I really enjoyed myself too, reliving my misspent youth!

My teenaged self’s idea of heaven!

Anyway, how did I get on this month?

I saved 14.1% of my net salary.  The above includes £62.35 from doing Prolific surveys.

Shares and Investment Trusts

I just topped up existing investments.

Current share/IT portfolio can be found here.

(Entire portfolio here)

Future Fund 

OOF! The biggest drop of the year for me – I’d been oblivious to ‘market noise’ as been too busy to check my accounts, so was a little shocked to see this when I ran the numbers. Still, it’s already started to pick up in November but as at the end of October,  my Future Fund ended the month plummeting 4% down to £224,414. 

Just have to keep calm and carry on investing.

Dividends and Other Income

A fairly average month for dividends.

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