2026 Goals

Posted on 26th January 2026 by weenie

Gosh it’s nearly the end of the month and I’m only just getting round to this.

Work has been busy and the days have just been whizzing by.

I’ve not felt focused or motivated to look at my spreadsheets but anyway, here we are, I have a day off work tomorrow and feel relaxed enough to work on this.

So, here are with my Goals!

Usual *Spoiler Alert* – there’s nothing radical or wildly different here. In fact, many are pretty much the same as last year.

They’re just simple annual goals, ones which have some meaning to me and which provide me with some focus while I get on with the humdrum day-to-day stuff.

Continue reading →

December 2025 Savings, plus round up

Posted on 12th January 2026 by weenie

Too late for me to say ‘Happy New Year’ but I hope everyone had a good one.

Apologies for the lateness of this post but going back to work was a shock to the system so I’ve been very reluctant to face my laptop outside of work hours. It’s getting worse with each passing year.

Anyway, let’s just get the numbers out of the way for 2025!

I saved 25.2% of my net salary. The above included £14.38 I received from doing Prolific surveys.

Shares and Investment Trusts

No new investments, I just topped up existing ones.

Current share/IT portfolio can be found here.

(Entire portfolio here)

Future Fund

Santa continued to be overly generous and as at 31st December 2025, my Future Fund stood at £368,632.98. That’s a 25.7% increase from this time last year (that’s 25.7% including money I’ve added as well as investment gains). I had thought 2024 was a good year, did not see this at all for 2025.

Here’s how it all looks at the end of what appears to have been an incredible year:

My investments have completely ignored the doom and gloom of news, world events and politics and blissfully continues on an upward trajectory. Long may this continue! For how long, who knows?

Using unitization, I am up by 18.1% across my entire portfolio – that’s investments, cash, premium bonds, dividend income portfolio, everything I own.

I’m sure other investors can boast about much bigger gains and good for them, but I am so happy for me that I’ve got these gains – I’m not competing against anyone or any benchmark – I did better than last year (10.3%) so go me!

What’s in store for 2026? It seems to have begun on a high but I’m just really wary right now of bubbles, just can’t shake off the uneasy feeling that we’re moving up a cliff and the edge may not be avoided…

Dividends and Other Income

A decent final month for dividends:

Continue reading →

2025 Goals

Posted on 14th January 2025 by weenie

I’ve ended up dragging my feet on my goals as we’re two weeks into 2025 already!

A normally quiet January at work hasn’t turned out that way so I was brain dead by the weekend, with brain cells active enough only to allow me to veg out on the sofa in front of the tv!

Anyway, here are with my Goals!

*Spoiler Alert* – there’s nothing radical or wildly different here. In fact, they’re pretty much the same as last year.

They’re just simple annual goals, ones which have some meaning to me, even if they might not make sense to others. Still, they provide me with some focus while I get on with the humdrum day-to-day stuff.

Continue reading →

December 2024 Savings, plus round up

Posted on 7th January 2025 by weenie

I’d say ‘Happy New Year’ but we’re past that now, aren’t we? 🙂

Being back at work and with it not being as quiet as I had hoped, I found it hard to face my laptop outside of work hours, so apologies for the lateness of this post.

I was actually in the gym on New Year’s Eve and out litter-picking on New Year’s Day morning – starting as I mean to go on!

Anyway, let’s just get the numbers out of the way for 2024!

I saved 21.5% of my net salary – more than I expected, which I’m surprised at.

The above includes £43.26 from doing Prolific surveys.

Shares and Investment Trusts

No new investments, I just topped up existing ones.

Current share/IT portfolio can be found here.

(Entire portfolio here)

Future Fund

Santa didn’t show up for his rally but wasn’t so mean in the end. As at 31st December 2024, my Future Fund stood at £293,212.02. That’s a 17% increase from this time last year (that’s 17% including money I’ve added as well as investment gains).

Here’s how it all looks at the end of another year:

Was tempted to have the submarine make an appearance but it’s not that bad!

This year will see me breaching the £300k milestone soon!

Using unitization, I’m up just 10.3% this year across my entire portfolio – that’s investments, cash/premium bonds, everything. This figure includes my dividend income portfolio, where many of the UK stock prices continue to remain fairly ~~depressed~~ rubbish.

This is nothing spectacular investment-wise, I’m sure other investors can brag about much bigger gains and I’m happy for them, but happier for me that I’ve got these gains. Go me!

Am I hopeful for 2025? I’m always hopeful but somehow, I don’t think this year will be quite as good as the last one – just have a feeling that there’s some other global event or disaster just round the corner which will disrupt markets again.

Dividends and Other Income

A great final month for dividends:

Continue reading →